Transform Your Retirement Life in Slovenia

Why Should British Retirees Consider Moving to Slovenia?

6/30/20253 min read

As a British retiree, you're probably facing the challenge of how to survive on your pension. In the United Kingdom, the average monthly pension of £1,800 (approximately €2,100) often isn't enough – many retirees face a monthly shortfall of around £590.

This changes dramatically in Slovenia.

Even after accounting for the 7.8% tax on your pension in Slovenia, you'll save approximately £1,100 monthly, as living costs are 53% lower than in the United Kingdom. Your monthly deficit of £590 transforms into a surplus of £535.

What Does This Mean for You in Practice?

Your £1,800 pension in Slovenia has the purchasing power of £3,725 in the United Kingdom.

In other words, for the same lifestyle in the United Kingdom, you would need more than double your pension!

Benefits of Living in Slovenia

Real Estate: Instead of paying rent, you can become a homeowner. A two-bedroom apartment costs from £70,000 to £100,000, while a house with a garden ranges from £85,000 to £150,000.

Health and Wellness: Regular visits to thermal spas (15 spa regions), private doctors for 60-70% less, access to forests (60% of Slovenia's coverage) and Mediterranean climate (2,000+ hours of sunshine annually).

Lifestyle: Weekly fine dining, regular cultural events, golf, private training and weekend trips – all of this becomes accessible.

Healthy Living: Research shows that such a lifestyle can reduce chronic pain by 40%, dementia risk by 50%, and increase life expectancy by 3-5 years.

A Compelling Case

If you wanted to enjoy the same lifestyle in the United Kingdom as in Slovenia with your current pension, you would need £44,700 annually instead of your current £21,600. In Slovenia, your existing pension – even after taxes – can finance a comfortable, active and healthy life with financial security.

Real Comparison: Living on State Pension in the UK vs Slovenia

Example 1: John and Mary, Retirees with Basic State Pension

Basic Situation:

  • State pension for couple: £11,200 annually (£933 monthly)

  • House operating costs in UK: £565 monthly

  • Food and basic necessities in UK: £640 monthly

  • Transport and other costs in UK: £510 monthly

  • Total monthly costs in UK: £1,715

  • Monthly shortfall in UK: -£782

Same Pension in Slovenia (after 7.8% tax):

  • Net pension after tax: £861 monthly

  • House operating costs in Slovenia: £212 monthly

  • Food and basic necessities in Slovenia: £360 monthly

  • Transport and other costs in Slovenia: £253 monthly

  • Total monthly costs in Slovenia: £825

  • Monthly surplus in Slovenia: +£36

Example 2: Robert, Retiree with State and Partial Occupational Pension

Basic Situation:

  • Combined pension: £14,500 annually (£1,208 monthly)

  • Apartment operating costs in UK: £500 monthly

  • Food and basic necessities in UK: £420 monthly

  • Healthcare costs in UK: £130 monthly

  • Transport and other costs in UK: £350 monthly

  • Total monthly costs in UK: £1,400

  • Monthly shortfall in UK: -£192

Same Pension in Slovenia (after 7.8% tax):

  • Net pension after tax: £1,114 monthly

  • Apartment operating costs in Slovenia: £180 monthly

  • Food and basic necessities in Slovenia: £200 monthly

  • Healthcare costs in Slovenia: £50 monthly

  • Transport and other costs in Slovenia: £170 monthly

  • Total monthly costs in Slovenia: £600

  • Monthly surplus in Slovenia: +£514

What This Means in Practice

In the UK, a couple with basic state pension faces a monthly shortfall of £782, while in Slovenia with the same pension (even after tax) they save £36. Similarly, an individual with combined pension in the UK can't cover basic costs, while in Slovenia they have £514 monthly left for enjoying:

  • Regular visits to thermal spas

  • Quality restaurants

  • Cultural events

  • European travel

  • Wellness services

Concrete Benefits of Living in Slovenia

Real Estate: With monthly surplus, Robert can save for his own apartment in a few years (prices from €70,000 onwards)

Healthcare Costs: The couple saves £80 monthly on healthcare services alone

Nutrition: Access to fresh, local food for half the UK price

Lifestyle: Possibility of regular wellness activities, trips and social life

A Practical Example

Step from financial distress to financial freedom – with the same pension and a better life. In Slovenia, your existing state pension enables dignified and comfortable living instead of constant saving and sacrifice.

Take Action Today!

Consider visiting Slovenia where you can experience firsthand the unique combination of natural beauty, affordable prices and high quality of life. Your pension could work for you instead of against you, and you could enjoy the retirement you truly deserve.

Come for a visit and see for yourself how your state pension in Slovenia can enable a life you can't afford in the UK!